Yes sirrree, just listen to those tv ads long enough and you'll go completely bonkers in no time flat.

All we hear about in the past year is funeral costs, funeral insurance, medicare, medicaid, and anything else you can "sign up for" and get it for free. Just ask smokin' Joe Namath (the dork). 

Imagine that!  All this junk is free (except that a funeral can now cost well over $10,000).  Incredible. That's peanuts for ol' Joe Namath, but for the average "JOE" it's a helluva lotta money.  And you may be paying for insurance now, but when you need it, you cannot count on it.  We found that out the hard way 12 years ago (when my Mom died). 

Just dig a hole and throw me in.  Who the hell cares??  I don't need a funeral because my friends will "honor" me just as well without one (just lift a drink to me whether it's tea or booze!) and my enemies can go to hell in a handbasket.  I really don't care.