If all this new medicare advantage plan crap is so good for you and me, why don't they just make it into gift cards and everyone would have them!!  Then we wouldn't have to listen to those stupid medicare commercials night and day for a 24 hour run, non-stop.  Right now gift cards seem to be the best presents for the holidays. 

I'm giving cash as I usually do, to my 12 grandkids and my 3 kids.  It's easier to do for me and that way they can pick out whatever they want for themselves.  Easy peasy!  I'm already sick sick sick of those stupid commercials that are on constantly for medicare and humana plans.  And we have until Pearl Harbor Day to go! 

My parents were married on that day (12-7) but they were married in 1938 before Pearl Harbor.  My twin brothers were born in 1941 (in March) and the only one still living had a heart attack recently.  I am praying and I wish you would too, that he comes out fine.  He is waiting to have stent placement, which I think they should have done right away but heavens we can't do anything the right way anymore.  Are we already living in a communist/socialist country?